| Code | Display | Comments | 
|---|
|  Excl01 | Pre-Existing Diseases |  | 
|  Excl02 | Specified disease/procedure waiting period |  | 
|  Excl03 | 30-day waiting period |  | 
|  Excl04 | Investigation Evaluation |  | 
|  Excl05 | Rest Cure,Rehabilitation and Respite Care |  | 
|  Excl06 | Obesity/Weight Control |  | 
|  Excl07 | Change-of-Gender treatments |  | 
|  Excl08 | Cosmetic or plastic Surgery |  | 
|  Excl09 | Hazardous or Adventure sports |  | 
|  Excl10 | Breach of law |  | 
|  Excl11 | Excluded Providers |  | 
|  Excl12 | Rehabilitation |  | 
|  Excl13 | Hydrotherapy |  | 
|  Excl14 | Non-prescription |  | 
|  Excl15 | Refractive Error |  | 
|  Excl16 | Unproven Treatments |  | 
|  Excl17 | Sterility and Infertility |  | 
|  Excl18 | Maternity Expenses |  | 
|  IIB13 |  | Fraudulent Claim |  | 
|  IIB14 |  | Sum insured exhausted |  | 
|  IIB15 |  | Withdrawal by the Insured |  | 
|  IIB16 |  | Suppression of Material Information |  | 
|  IIB17 |  | Waiting Period beyond 30 days |  | 
|  IIB20 |  | Not covered under the Terms and Conditions of the contract |  |